...A Living Trust also allows you to restrict when a beneficiary receives their inheritance, such as, when they reach the age of 21, 25, or any age you select. Until that age, the trustee controls the investment of the beneficiary's share and distributes it for that person's health and education.

Married couples often set up one trust that provides for the surviving spouse upon the death of the first spouse.

Upon the death of the surviving spouse, the trust provides for the married couple's beneficiaries.

If your estate, including the value of your home, is over $100,000, you should strongly consider a Living Trust. Spare your loved ones the frustration and costs of a probate.